Terms of Service – GoldenPatriot.org

Effective Date: March 1, 2026

Welcome to GoldenPatriot.org (“Site”). By accessing or using this Site, you agree to these Terms of Service (“Terms”). If you do not agree, please do not use this Site.

1. Services

Golden Patriot Insurance (“we,” “our,” “us”) provides information and licensed agent services related to health insurance plans, including:

• ACA-compliant individual and family plans

• Special Enrollment Period (SEP) assistance

• Financial assistance eligibility guidance

Disclaimer: We do not guarantee eligibility or plan approval. Coverage and financial assistance are determined by the applicable state or federal health insurance marketplace. We are not affiliated with or endorsed by any state or federal government agency, including Covered California, Washington Healthplanfinder, or the Centers for Medicare & Medicaid Services (CMS).

2. Eligibility and Compliance

• The information on this Site is for general educational purposes only and does not constitute legal, financial, or tax advice.

• You may only use this Site if you are legally eligible to purchase insurance in the United States.

• We follow all ACA marketplace rules, including:

  • “May qualify” language for subsidies and enrollment

  • No misleading or guaranteed claims

  • No collection of sensitive personal health information (PHI) on the Site

3. User Responsibilities

By using this Site, you agree to:

• Provide accurate and truthful information when submitting forms or inquiries.

• Not submit sensitive personal information (e.g., Social Security number, health information) unless in a secure, direct communication with a licensed agent.

• Use the Site lawfully, respecting all intellectual property and privacy laws.

4. Intellectual Property

• All content on this Site (text, graphics, logos, images, videos) is owned by Golden Patriot Insurance or used with permission.

• You may view and print information for personal use only.

• Reproduction, distribution, or commercial use without written permission is prohibited.

5. Third-Party Links

This Site may include links to third-party websites, including government marketplaces (Covered California, Washington Healthplanfinder). We are not responsible for the content, accuracy, or policies of these sites.

6. Limitation of Liability

Golden Patriot Insurance is not responsible for any direct, indirect, or consequential losses resulting from:

• Use of this Site or reliance on information provided

• Enrollment outcomes or coverage denials

• Any third-party website content

Insurance coverage, premiums, and financial assistance are subject to eligibility rules and plan terms.

7. Privacy & Data Use

• We collect contact information and basic form submissions to respond to inquiries and provide insurance guidance.

• We do not collect sensitive health information unless you provide it securely during a licensed agent interaction.

• Data may be used for:

  • Contacting you regarding plan options

  • Retargeting and ad optimization (Facebook Pixel or Google Analytics) without PHI

For full details, see our Privacy Policy.

8. Amendments

Golden Patriot Insurance may update these Terms at any time. Changes take effect when posted to the Site. Continued use of the Site constitutes acceptance of the updated Terms.

9. Contact

Golden Patriot Insurance
Email: info@goldenpatriot.org